Harloff Capital

Most money managers come from the stock broker community or the financial planning community. Very few financial firms and investment representatives can provide clients with portfolios that change and adjust with the market. This is because the financial services industry is built around making the most money for clients without considering how to make clients more money.  This is why most financial advisors provide a single yearly cookie-cutter portfolio that is generic and the same all the time. Most other advisors try to ingratiate themselves into client personal lives so clients trust them and accept a non-changing portfolio even in volatile bear-markets. And most other advisors do not have the analytical research training or experience to provide changing portfolios to clients.