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However, it will happen with the Payday Loans only difference: get money via the payday lender directly or pay extra money for the services of the mediator company. The choice of both lenders may payday loans for unemployed involve some pros and cons. If to talk about the direct lender, the only drawback is that sometimes it is not easy to find online loans no credit check him on your own while getting a loan via the mediator you avoid this problem as the whole work will be done instead of you.